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HELP!!! I NEED MONEY!!

A photo of wu wu
i am planning on going to waterloo next year, but with all the scholarships, bursaries, estimated amount of osap and savings, i am still short $6000.
i do not have RESP, my parents are not paying a penny, I am already working 3 jobs right now, i am nearly desperate.
what can i do? please help, any advice would be much appreciated!!
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@wu wrote
i am planning on going to waterloo next year, but with all the scholarships, bursaries, estimated amount of osap and savings, i am still short $6000.
i do not have RESP, my parents are not paying a penny, I am already working 3 jobs right now, i am nearly desperate.
what can i do? please help, any advice would be much appreciated!!



I wish I could give you some good advice, but honestly, the only thing you can do right now is to get a loan from the bank :( and of course you're going to need your parents for this.
don't worry though, co-op really helps. You'll pay it off in no time.
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What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!
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A photo of wu wu

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(
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A photo of dbdudgh dbdudgh
If your parents have a high income but they refuse to pay, you're out of luck because osap will expect your parents to contribute..
Sadly, I think the best you can do is to beg your parents to lend you money.. or else, like shirlx said, get a loan from the bank.
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@wu wrote

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(


Then it's your and your parents' responsibility to pay for your tuition. Work?
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A photo of kaytotz kaytotz

@ARMY101 wrote

@wu wrote

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(


Then it's your and your parents' responsibility to pay for your tuition. Work?



He's already working 3 jobs..
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@kaytotz wrote

@ARMY101 wrote

@wu wrote

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(


Then it's your and your parents' responsibility to pay for your tuition. Work?



He's already working 3 jobs..


There's no way he's working 3 jobs, has a bit of OSAP money, and still can't pay $6,000...
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A photo of dbdudgh dbdudgh

@ARMY101 wrote

@kaytotz wrote

@ARMY101 wrote

@wu wrote

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(


Then it's your and your parents' responsibility to pay for your tuition. Work?



He's already working 3 jobs..


There's no way he's working 3 jobs, has a bit of OSAP money, and still can't pay $6,000...



I'm sure his tuition+res+expenses cost more than $10000 and 3 jobs(assuming that they're all part-time) can only pay so much.
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@dbdudgh wrote

@ARMY101 wrote

@kaytotz wrote

@ARMY101 wrote

@wu wrote

@ARMY101 wrote
What program are you in where you've received scholarships, bursaries, OSAP, savings, an RESP, working 3 jobs, and you're STILL short $6,000?!



math/business DD. tuitions not bad, but i have to live at waterloo, and i have no RESP
OSAP wont give me much cause of my parents income :(


Then it's your and your parents' responsibility to pay for your tuition. Work?



He's already working 3 jobs..


There's no way he's working 3 jobs, has a bit of OSAP money, and still can't pay $6,000...



I'm sure his tuition+res+expenses cost more than $10000 and 3 jobs(assuming that they're all part-time) can only pay so much.



We obviously need more information on the number of hours he works and the wage. But assuming:

Job 1: 20 hours a week at minimum wage: $205 a week
Job 2: 20 hours a week at minimum wage: $205 a week
job 3: 20 hours a week at minimum wage: $205 a week

= $2460 a month

He could have easily saved $10,000 within 6 months.
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A photo of LoganGraham LoganGraham
[edited by site moderator]

To the OP:
Student Loans.
Full-time summer jobs working nights part-time.
Scholarships!
Financial need bursaries... explain your situation and your parents' reluctance to pay.
Work co-op.
Financial assistance from the university.
Start a university job before you go there.
Invest your savings in short-term funds (risky)

First thing would be to explain your situation to the university -- they would be able to help the most.
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