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Ivey Grad / IBD in New York, AMA
Hello all. Used to frequent this site somewhat. I graduated Ivey not too long ago and work as an investment banking analyst in New York with one of the top firms. Feel free to ask me anything and I'll try my best to answer. 

I've been where you are now and received a lot of guidance back then. Hoping to return the favor. 
Is a Heavy Course Load Good?
The engineering science program at u of t is quite well known (at least in ontario), and is infamous for being too much work. My question is: is that amount of work worth it? I mean if you take a 6 courses each semester, then you'll learn a lot more compared to others in other programs. But the problem is that you'll only be doing the homework or the task assigned to you that is due soon. There is no time for you to learn freely, dig into a subject a bit deeper, and nurture your curiosity. You can't really get anywhere far if you only have time to do your homework. So is it really worth it?
Chosing a University for Health Sciences
If a university like McMaster demands a higher GPA for admission compared to another school, then is the McMaster program tougher to get a high GPA for medical school criteria?

For example: UOIT and Western both have a health science program but the minimum avg requirement for Western is low 80`s whereas the minimum avg requirement for UOIT is mid 70`s. Does this make the Western health Science program more difficult to maintain a high GPA, or are they both at the same level of difficulty?

I am trying to go to a health Science program that I know will be easier to maintain a min 3.5 GPA for med school.
$500 "To My Past Self" Community Contest
Hindsight is everything, right? 

With Happy Student New Year quickly approaching, we want to know what one piece of advice you would have given yourself 12 months ago to better get you through your last academic year.  

We’re looking for some inspirational advice that will help other students have an amazing 2015/16 Student New Year. Whether it’s “No matter how comfy your bed is, go to class” or “life’s short, eat the cake” we want to hear from you.  

To enter, simply comment below using your real name with “To My Past Self:” followed by the piece of advice you think would have helped you one year ago. 

Encourage your friends to vote your comment as helpful. The comment with the most helpful votes at the end of the contest period will be awarded the $500 prize.* 

Only friends that have an active yconic profile will be able to vote. So connect and make new friends in the yconic Community or invite your friends to join http://yconic.com for FREE today.

Deadline to apply is October 15, 2015 @ 9:00 AM EDT.  

*See full rules and regulations. Please note: Anonymous or inappropriate posts will not be tolerated nor entered into this contest.  

What advice will you find most helpful? Help us identify the best advice by giving your favourite comments a ‘Help Vote’!

* https://support.yconic.com/hc/en-us/articles/205369054--To-My-Past-Self-Community-Contest-Rules
Hardest program to get into at Ryerson?
Title says it all. Lowest acceptance rate compared to people who applied, as well as the one with the highest cutoff please.
YorkU or SFU for BA Economics
I was wondering which one would be a better choice? If someone could share their experience with or provide some advice regarding it, would be greatly appreciated
Orientation for students starting in winter
I have been admitted in faculty of mathematics. I was supposed to start in september but didnt get my visa in time so i will defer my admission for winter term. i want to ask that whether the students starting in winter will get an orientation or not. and what difference will it make when starting one term late study wise and co op wise
Harvard Medical School right after High School? MCAT? SAT?
Hi everyone! I am currently in Grade 10 Pre-IB in Canada. I want to pursue a medical career at Harvard Medical School in the future but I was confused on the different tests out there such as MCAT. Which grade would you guys recommend taking the MCAT? As well, is it possible to get into the Medical School right after high school? Much appreciated if someone can reply to those questions :)
Programs in finance
Hi all,

I am looking for any insights on the best program for my interests and if I have a chance at the following schools.

Current Grades:

AP Economics: 100
Data: 95
Computer Science: 90
English: 88
Calculus: 88
Accounting: 87
Advanced Functions: 84 (Completed)

Top 6 Average: 91.33%

Applied to: (not in order)

- Queens Commerce
- Laurier DD BBA and Financial Mathematics (Interested in this one a lot)
- Waterloo DD BBA (Laurier) and Computer Science (Waterloo)
- University of Toronto Commerce
- Western Economics (Ivey AEO)
- Laurier BBA
- Huron Economics (Ivey AEO)
- Mcmaster Commerce

EC's Plus Brief Background:
- I have a strong interest in finance/investing and am looking for the best program that can support my interests.
- I have been trading digital currencies and futures and have a return of approximately 19900% (turned $60 into $12000).
- I am the leader of my schools investment club and have won (1st place) all four of the school's annual investment competitions from grade 9-12 with the following returns in each competition: 96%, 120%, 210%, 1356% (note that 10% of my school plays in the games, so there is moderate competition)
- I am part of the school's steering committee for one of our charities
- 2 years work experience as a camp counsellor
(blah blah blah i dont want to focus too much on other EC's)

If anyone could give their insights on:
1. do i have a chance at the schools ive applied to
2. what program is the best fit for me/getting into the finance industry

any insights are appreciated.
Grade 12
I am about to start grade 12 next week. I need tips on how to make the best of it. This semester, I am currently taking:
BOH4M1 Business Leadership
MHF4U1 Adv Functions 
BBB4M1 International Business 
And ENG4U English

I am not the brightest of students but I do want to make it to university for a program in business (most likely marketing) and I will do whatever I can to ensure success this semester. Can you guys please give me tips on how to get through the semester with an 85+ average. I only averaged 72 in grade 11. Any and all support will be appreciated. Thank you.

Google Docs or Word?
Which one is more preferable to you? And why?

I am planning on trying out Google Docs for this upcoming school year.
UBCO notes
I am going to attend to UBCO I was wondering if you might know anyone who has previous notes, quizzes and test for microeconomics 101 with Dr.Ozawa and for psychology 111 with professor mark? I would like to purchase any useful material. Please email me at nicole.salazarperez@mynbps.org

BC New Provincial Scholarships: 2015!

Graduation Program Examinations Scholarships will be phased out. Final allocation will be to graduates in the 2015/16 school year District/Authority Scholarships will consist of vouchers only. A new area of recognition has been added: Indigenous Languages and Culture A new BC Excellence Scholarship ($5000 to 55 well-rounded students) will be launched for graduates in the 2015/16 school year. A new BC Achievement Scholarship ($1250 to 3000 graduates with highest average on grad requirement courses) will be launched for graduates in the 2015/16 school year
If you can walk and talk come to Brock.
If you can walk and talk come to Brock. Come on it’s not that bad… ok lol, I’ve heard too many complaints from both former and current students. Instructors walk in late for lectures and sometimes they get cancelled not always but it did happen and for exams? well, good luck because instructors…. Now let’s just move on. 

 It doesn’t matter where you get your undergrad from as long as you go to a reputable grad school such as UFT or McMaster,etc.. right? Wrong! If you’re not serious about a reputable undergrad school then you’d be lucky to graduate with an undergrad and if it happens to be a less reputable school such as Brock then what? You’re stuck with a Brock degree. Darn! My point is your spending the same amount of time and money at any university might as well choose the best or at least a reputable one. 

 These are just some of the complaints students addressed at Brock. Why was the chair of the department of health science interrogating some students over a frivolous post made by a student about their prof on Brock Spotted (it’s a Facebook page where students can express their experiences anonymously) I’ve seen the post it did not contain any profanity. Why don’t the students just address their concerns directly to the prof? Well Brock is different. 

 What is with instructors not proctoring students during an exam I know this doesn’t always happen but it did. Then you hear other students complain that students are cheating during an exam, seriously? Now I’m sure the instructors were doing extensive research competing with Harvard University they couldn’t possibly babysit the students or assign one. Lol yea totally, researching frivolous posts on Facebook now that’s just Brock. 

So the academic departments, programs, and instructors are not well organized and not up to your standard, but at least Brock is still an accredited school right? hopefully… What about student life? at Brock the campus sucks and there’s not much outside the campus because st.catharines is a  sketchy retirement city, but I’m sure you’ll have fun playing bingo with the old folks. Oh come on it’ll be lots of fun. How about Varsity: well we have many sports except a few like football,etc.. the list goes on, but we have soccer its just that we lost almost every game. Don’t put yourselves down, hey I know some graduates have jobs within a year after graduating, like dishwashing, waitressing, etc… it’s not that bad, I mean what do you expect with a Brock degree?
McMaster Health Sciences Supp App 2015-2016!
What are your thoughts on the questions? Please do not share or discuss your answers.
Osap fraud question
Hello all, I'm curious about osap fraud.  My ex is claiming rent for our old address which is substantially higher than her current rent.  Which is now 0.  Shes living in her mother's one bedroom rental and not paying for it.  She's claiming 1100 extra a month for rent and hasn't updated her information with the school or osap.  I'm trying to tell her that it's likely illegal but she will not listen to me.  As much as I can hate that woman (haha) i don't want her screw her career in law because she's being greedy.  We have a child together and hes going to be the only onenthat suffers in my opinion. Am I right to worry that she is committing fraud?

The Only Majors to Go to University For

Ok so I see high school kids talk about going into art or business, and I think to myself, " well I will be seeing you in four years making my coffee". So I have to write this, because I fell for the trap. Every year high school kids think about going to university and spending thousands of dollars to study a hobby. I attended queens commerce for my undergrad, and learned the hard way. College majors such as English, political science, business, social sciences, humanities, psychology are all scams(to the most part). In this forum, business major seems to be the most popular, as I was one a couple of years ago. When I got accepted, I was so happy because I heard all the good stories of students going to work at big financial and consulting firms. This is not true. In theses so called " top Canadian business schools", the students are misinformed. Only a few and I mean a few go work in these big firms, while the rest works at crappy places. Today, everyone has a business major, so the job market is sh*t. Majors like English and humanities, are the biggest scam also, because high school kids think they are hoping to be the next Shakespeare, but instead they will be making sandwiches at McDonalds. Also pre med is another scam. If you major in biology, but do not get into med school, you are then useless. Unless you spend 5-6 years getting a PhD, your bio degree has 0 value. As the job market gets tougher and tougher, people need to realize that only a handful of college majors make the student more valuable. Examples, such as engineering, accounting and computer science. I wanted to rant about this because High school kids need to know about the trap of university majors.   
best options for me?
I am going into grade 12 with a 93 average. I like all my courses. Find math a little repetitive and boring but don't mind it. good at science. I am not an artistic individual whatsoever but am extremely creative. Going to be playing a varsity sport in university. My choices of school are waterloo and u of t. Any recommendations for programs i should take, which school is the better school? Would i be making a smarter decision by looking at other school options? Thank you.
Any Tips for getting into Queens Commerce!
I'm going into grade 12 starting in September and Queens Commerce is my ultimate goal. I'd say I have solid EC's and I have 2 grade 12 courses completed.

Intl. Business : 92%
English: 94%

Does anyone have any tips at all? 

Is queens fine with private/online courses/repeats?
Suggested IB courses to take throughout high school years in order to apply into Medical Schools?
Hi Everyone! I am currently in the Pre-IB program, but I'm just wondering which courses you would recommend to take for those of you who have gone through the program if I'm planning to pursue a medical career after high school? As well, when did you take the MCAT or SAT?
To all the kids who say you should go to york/guelph/"easy GPA schools"
http://www.md.utoronto.ca/admissions/statistics.htm read that. 
York sent 5 kids to U of T medical school, so did guelph. Of all Canadian schools not listed specifically (including Trent, Lakehead and all the other schools you guys circle jerk about on this forum) 17 got into U of T medical school. That's a combined 27 kids from all the "easy GPA" schools out there, or one-in-ten students.
Whereas Western sent 36 kids to U of T med school, U of T sent 55 kids  (more than double all the "easy GPA" schools combined), Mac sent a whopping 69 (over two and a half times the "easy GPA" schools). Combined these three "competitive" and "difficult" and "not worth it" schools make up over 60% U of T medical school--the best and most selective medical school in the country.
So you should understand that even if you go to these "competitive" schools, the outlook is a LOT better than that of those from "easy schools".
Is my timetable schedule hard?
So i am going into grade 12 and am  debating to change my courses around since my second semester seems really hard. However I'm not sure since I do not know the difficulty of each of the  courses I will be taking. Please give me some input! Much thanks!!
First semester
- functions
- health science

Second  semester
- chemistry
#EasyMoneyScholarship Contest
When will the winner and the general yconic community learn who won the #EasyMoneyScholarship? I'm so excited to find out!