Money 101 

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Get the financial help you need, when you need it.

As your Student Champion, Scotiabank is committed to helping students like you by giving you the tools you need to take charge of your financial future.

How do I afford to travel while still paying for University? 

Your Scotiabank Financial Advisor can assist you in turning your travel dreams into reality whether it’s during your study years, or post-graduation when you are earning a full-time income.

How long will it take to pay off my student loan? 

The first step is to set up a meeting with your Scotiabank Financial Advisor to review your banking needs and create a personalized plan to help you reach your goals. This meeting will help you determine when you would like to have your student debt paid off.

What is the best way to develop an ideal credit score? 

Developing a strong credit score will help you in the future when it comes time to purchase your first home, car, or any additional financing needs you may have. Obtaining your first credit product will begin the process of establishing credit.

Can I receive a line of credit as an undergraduate student? 

Financing your education expenses while focusing on your studies can sometimes be difficult. The ScotiaLine® Personal Line of Credit for Students is a line of credit specifically designed to assist students such as yourself in covering tuition fees, housing costs, and the many day to day expenses that arise during post-secondary studies. 

I don’t qualify for financial aid and I don’t want to be burdened by student loans. Are there any options for those who lie in-between financial aid and student loans? 

There is no time like the present to start saving for your post-secondary education. The first thing you should do is set a budget for yourself.

Scholarship Tips

What are some tips and tricks for securing money through scholarships? What extra curriculars are considered important for many?
As well, aiming to get into med school later in time what are some tips to help me get there,


Hey, I'm a grade 12 student and I have a bunch of questions about OSAP like:
When do I apply, is it this year or do I do it after my first year in Uni?

How much will OSAP cover for me?

I currently attend a highschool in Toronto and would like to attend post secondary school next year. My parents live in the united states, so im going to have to live off campus and i also come from a low income family ( Below$ 30 000) and im not expecting any assistance from them. I am hoping to study engineering which is very pricey compared to other programs (about $14000), and Im not totally sure if I will get a part time job. I was just wondering how much would osap cover me? And should i still take a pricey program such as engineering?

How do credit cards really work?

A credit card is a financial product that allows you to make a purchase, take a cash advance, and transfer balances based on a promise to pay those funds back.


i am attending Laurier BBA next year and with residence, meal plans and tuition it totals to 25,000. OSAP Only covers me up to 10,000 please help i do not know what to do for the 15,000 remaining?

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