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AMA: Brock BAcc Graduate, Carleton MAcc Graduate, Big 4 Employee
My name is Neal, and I graduated from Brock's Bachelor of Accounting Co-op program in 2016 and Carleton's Master of Accounting program in 2017. I was a yconic Student Ambassador for 2016-17. Although I work full-time at PwC now, I'm still around answering questions about accounting as a career and universities. 

My co-op work experience includes:
-Corporate Accounting, Henkel (Germany)
-Assurance and Tax, Collins Barrow
-Risk Assurance, Ernst and Young

I currently work at PricewaterhouseCoopers in Assurance. . 

A snapshot of my time at Brock:  
-Served as an executive for several clubs  
-Participated in numerous internal/external case competitions and conferences  
-Served as a Tutorial Leader for Brock's first-year Macroeconomics course  
-Inducted into Beta Gamma Sigma (the top 10% of Goodman get invited)  
-Did co-ops and internships with 3 different companies in corporate accounting, assurance, tax and risk assurance located in Germany and Canada  
-Participated in a short-term exchange to France  
-Volunteered for the business school's Career Services office, where I critiqued students' resumes  
-Lived in residence (first-year) and off campus

A snapshot of my time at Carleton:  
-President of the Sprott MAcc Society  

Feel free to ask me questions below! Or you can add me on LinkedIn if you'd like to send a private message (https://www.linkedin.com/in/nsengupta).
UTM (B.Comm.) vs. Wilfrid Laurier (BBA + Math dual degree / Co-op)
I have received early acceptance from UTM (B.Comm.; not co-op; 4-years) and Wilfrid Laurier (BBA + Math dual degree with co-op; 5-years). I would like to build a career as Financial Advisor or Financial Analyst (banking or insurance industry).

Can you please chime in which of the two programs is better to pursue from job prospects as well as for post graduate studies?
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Brock BBA (Goodman) or Guelph management economics and finance (guaranteed coop)?
Having trouble picking between these two. I haven't heard too much about Goodman, but since I want to go into investment banking or a similar job in the finance field is the business school a better option? Thanks for the help guys
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5th Year Brock BBA/BAcc Co-op student, ask me anything! (IB and Big 4 Co-op)

I'm basically always on here so figured might as well make one of these and help out any prospective students.

- First 2 years spent as BBA Co-op student, secured first coop term through BBA
- Transferred into BAcc Co-op after 2 years
- Currently doing a spring semester

You kinda get the best of both worlds since I have been in all (both) the programs offered at the Goodman School of Business!

And since I know these are gonna be popular Qs:

- Avg (both major and overall) ~80%
- ECs: Leadership position in a club, some entrepreneurial stuff, sports stuff
- Work XP: General accounting internship at no-name organization doing very basic stuff, manual labour

Since attending Brock, I have received interview requests from:

Company / Quantity / (Co-op vs summer intern, Location) 

RBC x 3 (Various positions, co-op x2 and summer intern x1, Toronto)
Big 4 Audit x3 (1x Co-op and 1x Summer intern, Toronto...1 x Co-op in Calgary)
Big 4 Summer Leadership Conferences x2 (Toronto)
CPP Investment Board x2 (Summer Analyst, Toronto)
Scotiabank (Co-op, Toronto)
Grant Thornton Audit (Co-op, Toronto)
Canadian Tire (Co-op, GTA)
Ontario Securities Commission (CPA position, summer intern, Toronto)
Mercedes-Benz Financial Services (Co-op, GTA)
TeamBuy .ca (Summer intern, Toronto)
Imperial Oil (Co-op, Calgary)
Suncor (Co-op, Calgary)
Regional CPA firm (Co-op, Hamilton area)
Small CPA firm (Co-op, Niagara region)
Publicly traded minerals company (Co-op, Toronto)
OMERS Pension Fund (Co-op, Toronto)
Big 5 Canadian Bank Capital Markets x2 (Co-op, Toronto)
Husky Energy (Summer intern, Calgary)
Accenture Consulting (Full time, Toronto)
McKinsey Consulting (Full time, Eastern Europe)

- Rejected from BAcc Co-op
- Accepted to BBA Co-op with 83.5% top 6

- Joined B4 Audit in January 2016
- Done 8 months of co-op, not at an accounting firm
- Major average ~85, overall ~80+
- ECs, unchanged from when applying to first co-op
- Completed a couple certificates in excel

- Get public accounting experience somewhere else. This is basically a must. I believe I was the only upper year hired from my school into B4 this past term without prior public experience. It's something I noticed during recruiting
- If you have the above, grades matter a bit less. Yes you still want to do as best as you can, but a high 70 is OK enough if you have prior XP. An 80+ is still ideal though
- Be prepared to explain why you left your previous employer (and don't speak poorly about them)

That's basically it. So feel free to ask me anything and I'll try to answer your Qs as best as I can!

*Even if nobody has posted in this topic for a while, feel free to do so, chances are I'm still lurking on here

About universities acceptance
Hello everyone..
 I applied for UBC, SFU, university of waterloo, university of Toronto, McGill university, York university.(all i applied for faculty of arts - economics) 
My grade 12 grades (81%) My class English 12 grade is 81% but I got 43% on the English provincial exam. So the final grade is gonna be 66% 
Physic 83% 
Biology 93% 
Pre calculus 82% Those are my top 4 courses. I know my marks are really low. Nevertheless I studied really hard. I am really worried about my English mark for universities requirements. Most of universities require minimum 70% in English. But for York university, it doesn't say about English requirement grade. 
 1. Am I possible to get into York university? (Have you guys heard of someone who got accepted with this kind of marks?) 
2. Or can I get into any universities with this average? 3. I have to take ielts test or Toefl. ( But is there any way to get into York university without ielts or toefl? Thank you guys.
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For ALL Business Students... Don't Be Discouraged!
Hello everybody! 

This post is directed mainly for those kids who won't get into Ivey, QC, Schulich, etc. This website is really great for answers and support, but the people who don't get 90's often get rained on by other users, which sucks and can really hurt their confidence. But for those students, I have good news...  

I was speaking with a Financial Advisor today who is very successful and works in downtown Ottawa under a major bank (for privacy reasons I wont specify which one). I asked them point blank: does the school that you attend make a difference when looking for a job?  

Their answer was simple. No. They said that when they see a university degree with the required certifications for the position, they weigh a degree from Carleton the same as one from Queen's. And for those looking at Laurier worried about getting co-op or not, they also said that co-op looks good, but isn't a dealbreaker either because internship positions are ALWAYS available for those who want them bad enough. It does add to your resume which is always helpful, and it never hurts to get your foot in the door... 

Now, maybe this is just one employer's opinion. But as so many people say: your school won't make or break your career.  

Another "famous" quote from Mr. Wonderful himself - Kevin O'Leary - is as follows (from his book Cold Hard Truth): "Though I like to say an MBA beside your name, I'll hire a moneymaker over a scholar any day". While O'Leary is far from the golden boy of businessmen, it's another perspective from a successful employer.

To summarize: At the end of the day, schools with the top reputations may indeed open up some doors for you, and if their program is known to be a great for your area of choice (Brock Accounting, etc), absolutely consider going there. But, attend the school where you will learn the material the best depending on how YOU learn.  

*Disclaimer: I agree that the highly regarded programs are fantastic, and those who attend those schools should be very proud of getting into them and learning from them! If they're what you're looking for, awesome for you! Just here to prove that employers hire who you are, not your degree.*
What should I take in university to eventually become an investment banker?
My grade 12 average will range from the low to high 80's, so based on this do you guys have any program/university recommendations?
Do universities not like english summer school?
The english teachers at my school have a notorious reputation for being hard markers, which is why I was thinking that taking english in summer school could be smart. I have heard some rumours that universities don't like this, is this true? I play on into going into a Finance/Math program and i'm a mid 80's student.
Effects of having courses in private school and night school on admission
Hello, I am a grade 12 student and I've applied to the following universities: U of t, Waterloo, York, and Ryerson. The programs that I have applied to are engineering, finance, and Mathematical and Physical sciences and my marks for the first OUAC transmission were: Advanced functions 95 
Physics 100 
Data management 97
 health and nutrition 94 
French 94 
I am taking English in private school and Chemistry in night school, and I haven't received a mark for English and Chemistry, but I will probably get a 90+. I was wondering if taking English and Chemistry outside of my day school is going to affect my admission?
Do universities care about private/night schools?
I am a grade 12 student and I've applied to the following universities: U of t, Waterloo, York, and Ryerson. The programs that I have applied to are engineering, finance, and Mathematical and Physical sciences and my marks for the first OUAC transmission were:
Advanced functions 95
Physics 100
Data management 97
health and nutrition 94
French 94
I am taking English in private school and Chemistry in night school, and haven't received a mark for English and Chemistry, but I will probably get a 90+. I was wondering if taking English and Chemistry outside of my day school is going to affect my admission?

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Western National Scholarship 2018
Hey guys, 

I am applying for the Western National Scholarship this year and I would really appreciate advice from anyone who has applied/received the award before.

Estimated Average: 95%

Clubs & Sports Teams: 
* President of Debate Club
* Founding Member of Diversity Club/Black History Month Committee
* Executive on Enhanced Council
* Member of Athletic Council
* Captain on Mentor Club (lead a team to guide gr. 9s)
* Played on badminton and table tennis teams for past three years
* Played on basketball team for two years
* Played on lacrosse team for past three years and will be one of the captains this year

Volunteer Experience:
* Teen Advisory Group at public library
* Assist treasurer at church and volunteer chorister 
* Done some volunteering with black award shows but only one day events
* Volunteered at a Braids for Aids event (one day event)
* Volunteered at Bollywood Ignite event, led other volunteers to run a child sport area (two days)

Work Experience:
*  Newspaper carrier, 2014 (for 6 months)
* Kitchen assistant, part of YMCA summer work exchange, 2017 (6 weeks, full time)
* Sales associate at the Gap (september 2017 - present)

Do you think I have a chance even though I haven't done a lot of things in my community outside of school? Should I include volunteer experiences that I only did for one day (ie. the award shows, aids event and bollywood event)? And should my essay be formal/rigid or more personal; should I talk about how i feel personally connected to my topic or just treat it like a research paper?

I would love to gain your insight and advice. Thanks
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McMaster Business vs Ryerson Business
Hey everyone! I have already applied to Western BMOS + AEO, Laurier BBA, Waterloo AFM, Schulich, and Rotman, but I think it is a good idea to apply to a safety school in the event that I do not get into my top programs of choice. I am debating between Ryerson Business Management and McMaster Business. Which do you guys think is better in terms of program, job prospects, etc? Thanks! :)
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Jobs outside of accounting?
Hey, I was wondering if an accounting degree would solely lead to accounting roles in the future, or case specific for Brock if there are students who transitioned into investment banking from the Brock accounting undergrad/masters after receiving CPA.

I did read that one of the community members was offered an IB position at RBC while completing an undergrad at accounting co-op Goodmans. 
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Ryerson Accounting and Finance HELP
Hey there guys, I was wondering what marks some of the current Ryerson attendees for the accounting and finance section needed to get in.
Applying to FARM, PLEASE comment if got in this year or are planning to apply??
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Rotman Commerce Supplementary Application
Hi guys I'm in grade 12 and I've just applied to Rotman commerce, UTM commerce, and Schulich bba. I'm a bit confused on Rotmans supplementary application. Apparently for the last few years Rotman required you to create and upload a creative video about yourself, but I've just got an email from rotman for the sup app and it only mentions a 120 second video response to a question. Is that the same thing as what I've been hearing about or is it something different? Also, what do you think my chances are of getting an offer in each program with the following averages so far (98.5 adv functions, 89 English, 95 business management, 95 religion mixed level) I've got calculus, international business, economics and communications technology next semester. I have part time work experience as a service clerk, part of a global issues team (top 20 grade 12s selected), tutoring..etc. thanks! Also, if anyone knows, what written and video questions should I expect for Schulich and Rotman? Also I'm pretty sure UTM commerce doesn't require a sub app right?
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How's your hunt for Canadian Scholarships (Tips)
Hey yconic, 

For many of you who are thinking of applying for scholarships, it's important to remember that not all of them are the major ones (e.g. Loran, TD, etc) and that many of them are small scholarships which require much less work. Most of last year,  I applied to many scholarships and accumulated some tips and tricks that I wanted to share with you. 

1. Copy and Paste (Kinda) 
Most of the scholarships ask the same questions (or some variation of the same prompt). So what I did what copy and paste the important parts and fill in the word count. 

2. Make the first couple sentences impactful
I used the first couple sentences to make an impact for the judges. I never made my introductions monotone or boring. Since the judge is going to base your entire application on their first impression, It's always worth to take a risk. 

3. Don't be afraid to play with emotions 
Judges are human too. One of the best strategies is to paint yourself as someone who has overcome incredible struggle and appeared successful in the end. I have found that this has been one of the most powerful strategies I've used. 

All in all, don't be afraid to use all the cards at your disposable. At the end of the day, getting scholarships is a difficult task. 

*If I have any more tips , Ill remember to add them. 

Comment below if you have more tips!
Scholarships with upcoming deadlines! (Ep.2)
Hey yconic, 

This week, I have several more scholarships lined up for you. I also heard some of you got invited to the semi-final and final round of the scholarship. Congratulations! 

If you're interested in the last scholarship post I made, the link is below so remember to check it out. 


1. Upnature's Scholarship for Nursing and Medicine Students (Deadline: November 30th 2017) 
-All you have to do is complete a short application and a 500-word essay about your career aspirations and how you plan to contribute to your chosen field in the future.  


2. The Expert Institue's 2017 Annual Healthcare and Life Sciences (Deadline: December 31st 2017) 
Complete 1,000-2,000 words on how you feel your specialized knowledge and training could be applied to improving the practice of law, submitted electronically as a document attached to the form below.


3. yconic's #13FTW contest (Deadline January 18th 2018) 
Complete several quizzes for your chance to win (3) $1313 cash prizes. 


Best of luck applying for these scholarships and contest!

-Benson Law 
Best path to go down if I want to become a CFA?
I am interested in finance and economics. However, BComm. doesn't really appeal to me as much as BSc. (U of T offers BSc in Financial Economics, seems interesting). What would be best? Commerce? Science? What do employers (Banks, investment + fund companies) like more? Thanks!
BComm. or BSc in finance/economics?
I'm interested in doing my undergrad in something finance or economics related and eventually become a CFA. So, naturally, you'd think I'd apply to a commerce program... but for some reason a bachelor of Science degree in, say, financial economics appeals to me SO much more. Is that the right way to go? Will potential employers care?
How do you plan on paying for post-secondary?
How are you (Grade 12's) planning to pay for post-secondary education?

Some of you might have: 

Comment below on how you are paying up for university or college!
What are some scholarships for Canadian students?
Post-secondary education can get really expensive. Even though you may have decided getting a bank loan or applying to OSAP is the way to go when it comes to funding your education, scholarships could still help lessen or even cover all of your tuition and expenses. Here are four scholarships for Canadian students:

1. Loran Award (Deadline: October 25)

The Loran Scholars Foundation's Loran Award is one of the most prestigious awards in Canada. According to their website, they "offer four-year undergraduate awards valued at $100 000 to young Canadians on the basis of character, service and the promise of leadership." The deadline is on Wednesday, so get your applications in ASAP.

More info: http://www.loranscholar.ca/becoming-a-scholar

2. Scotiabank National Scholarship (Deadline: November 2)

Brought to you by yconic and Scotiabank, the Scotiabank National Scholarship is back! There are $80 000 in awards available for yconic members. All you have to do is answer this scholarship question in 150 words or less: What word, quote, or phrase best represents your life as a student and why?

More info: https://yconic.com/program/scotiabank-national-scholarship/?utm_source=website_yconic&utm_medium=text_link_award_details&utm_campaign=sbnknationalscholarship

3. TD Scholarships for Community Leadership (Deadline: November 17)

The TD Scholarships for Community Leadership is open to Canadian students in their final year of high school or CEGEP. Students who are making a positive change in their communities could get a scholarship valued up to $70 000. 

More info: https://www.tdcanadatrust.com/products-services/banking/student-life/scholarship-for-community-leadership/index.jsp?cid=DFA:20256589:2951408:204277200:92459812

4. RBC Students Leading Change Scholarship (Applications will open in November)

The RBC Students Leading Change Scholarship is open to graduating high school, CEGEP, and post-secondary students. There are $150 000 in scholarships available for "Canadian students showing a passion to lead and inspire positive change in their community."

Applications are not open yet, but you can find more info about it here: https://scholarships.rbc.com/StudentsLeadingChange.aspx

Best of luck in your applications! 

yconic Student Ambassador
Hello, everyone! 
This forum is for all prospective students applying for FARM at Waterloo. This is where we discuss our chances of getting admitted or any question one might have.
1. Have you applied?
2. Any offers?
3. Evaluate your chances.
4. Any questions?

We'll start with myself:
1. I did apply, and FARM is obviously my top choice!
2. Well, of course no response yet. (Will edit once a response is received)
3. If Waterloo looks more at marks, then I definitely have a good chance of admission. I have mid-high 90s average, as opposed to the high 80s requirement. If Waterloo equates ECs with marks, then I'm damned. My ECs are focused on jobs, business training, and essay and math contests. 
4. Not really.
Feel free to add/suggest anything!